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“Yes, We Can Appraise That!” FINE THINGS ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ HOMEOWNER POLICY-FORMULATION INSURANCE APPRAISAL Dianna L. Hancock received her Indiana Auctioneer License in 1982, studied at Indiana University, and is a certified personal property appraiser and member of the Certified Appraisers Guild of America. She has been employed and constantly active in these capacities, as well as in the realm of antiques and art since 1982. Dianna concentrates in the U.S. Midwest from her home base in South-central Indiana. Dianna L. Hancock received her Indiana Auctioneer License in 1982, studied at Indiana University, and is a certified personal property appraiser and member of the Certified Appraisers Guild of America. She has been employed and constantly active in these capacities, as well as in the realm of antiques and art since 1982. Dianna concentrates in the U.S. Midwest from her home base in South-central Indiana.The “Homeowner’s Policy-Formulation Insurance Appraisal” is a strictly confidential package prepared for the homeowner and includes certified and detailed reports in industry-approved and court-approved format. Also contained in the package are color photo sheets corresponding to each entry in the report and a CD containing the report. “What specifically is a Homeowner’s Policy-Formulation Insurance Appraisal?” ** This certified appraisal report reflects the overall value of everything you have in your home/garage/outbuilding(s), etc. To begin with, most homeowners own an insurance policy which covers “contents” of the home/garage/outbuilding(s). How does one know how much coverage to allow for in the event of loss of this personal property (contents)? Dianna L. Hancock conducts and produces the ‘policy-formulation insurance appraisal,’ which is conducted when the homeowner is simply curious as to what his/her collection and/or entire household is worth in order to insure its value. This can reflect the contents of the entire home and outbuildings (antique, vintage, modern and contemporary as a whole, including vehicles). As well, this appraisal can regard only the antiques and art in your home or whichever items the homeowner chooses for appraisal. Once more, the report can reflect the value for a specific collection in your possession (i.e. collection of framed art, collection of classic cars, collection of coins, collection of costume jewelry, collection of primitives, collection of coverlets and quilts, etc.). Dianna works one on one with the homeowner(s) in a highly-efficient, professional, and strictly confidential manner.To repeat, efficiency, professionalism, and confidentiality are profoundly underlined. A list of references and past clients will be provided upon request. There is another type of insurance appraisal, the “casualty-loss appraisal” and unfortunately, this type is conducted after a loss has occurred and in the case where there was not a previous appraisal conducted and no documentation or records exist of the item(s) in question. Consequently, the most efficient way of being prepared for a casualty loss, is by having the ’policy-formulation appraisal’ conducted before any type of unpredictable loss occurs. In the case when there has not been a certified appraisal completed prior to a casualty loss occurring, it is then that Dianna goes in and works with the homeowner to produce a fair report that reflects a value for the item(s) involved in the loss. When there have been numerous items involved in this particular loss, these reports are most tedious for the homeowner(s), as one can imagine. Keep in mind that whatever the original insurance policy’s “total contents coverage" amount is currently, this is the highest amount of recuperation the homeowner can receive, regardless of how much value your “post-loss appraisal” reflects. This is a serious situation that a homeowner can be in control of with a simple plan that includes having Hancock Certified Appraisals conduct and produce your “policy-formulation insurance appraisal.” Property owners can then be confident that adequate coverage is in place, as well as the proper documentation, if ever a loss occurs.
D. Hancock & Associates also conducts and provides appraisals for estate-purposes, dissolution purposes, and bankruptcy. Additionally, verbal appraisals with no documentation are available. “Homeowner Policy-Formulation Insurance Appraisals” …by… …Dianna L. Hancock Telephone: 812-322-5997 ________________________________________________________________ Dianna L. Hancock “Yes, We Can Appraise That!” |
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Copyright 2005 Dianna L. Hancock, owner of Hancock Certified Appraisals. All rights reserved. |
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